Compare: Current refinance rates How does refinancing work? The process of refinancing a mortgage works similarly to the process you completed to purchase your home.

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As a homeowner, refinancing a mortgage loan can be an important monetary decision. Whether you’re looking to lower your monthly mortgage payment or take cash out against your home’s …

Why Refinance? Refinancing could lighten your financial load in a several ways. With the equity you already have in your home and a good rate, you might be surprised what you can do. …

PHH Mortgage offers personalized mortgage solutions, competitive rates, and a seamless mortgage process to help Americans achieve their home financing goals. Explore options for …

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Learn more about your mortgage refinancing options, view today's rates and use our refinance calculator to help find the right loan for you.