With a First Citizens free checking account, you can manage your money anywhere—without a monthly maintenance fee. Open a fee-free online bank account.

Best Free Checking Accounts 2025 We’ve compared 157 checking accounts at 66 nationally available banks and credit unions to find some of the best accounts available.

Achieve your financial goals with a fee-free 360 Checking account from Capital One, featuring no minimum balance, 70,000+ fee-free ATMs, FDIC insurance and a top-rated mobile app.

You don't have to pay for checking. See the best free checking accounts according to expert research from NerdWallet.

Free checking accounts are typically available from both brick-and-mortar financial institutions as well as online banks. Note that a free checking account may still have some fees.

The best checking accounts are not only free, but may also offer you perks such as a high annual percentage yield (APY), out-of-network ATM reimbursement or free official bank checks. Here …

The best overall free bank account is Upgrade Rewards Checking Plus. Other top no-fee checking accounts are SoFi, Varo, Chime and more.

Best free checking accounts Read on to learn more about free checking accounts. Keep in mind that APYs are variable and can change at any time.

If you’re looking for a free checking account, it’s a good idea to review a variety of different accounts to see which offers the benefits you need the most.

In fact, some of the top free checking accounts are “online-only” accounts backed by brick-and-mortar financial institutions. Use the links on the list above to find your preferred bank’s …